Liquid Loans Is Live on TWO of Crypto's BEST Chains -Watch the Announcement!

Live On

0% interest-free

DeFi liquidity for

Liquid Loans is a revolutionary decentralized lending and earning protocol built for ETH on Base!
Fully Backed Stablecoin. Low 110% Collateral Ratio. No Repayment Schedule. Immutable. Governance-Free. No Admin Keys.

PROUDLY SEEN ON

With Liquid Loans, you don’t have to sell your ETH to unlock its value! #NeverSelling

0% Interest Rate

The 0% Interest-Free Loan You Deserve!
Unlike banks and lenders, LL has no deadlines and no hidden interest. It’s just you and the code.

1 USDL = 1 USD

Unlock Your ETH Without Selling!
Borrow USDL, a fully backed stablecoin pegged to the US Dollar that’s maintained by an algorithmic monetary policy.

110% Collateral Ratio

Get More, With Less!
Liquid Loans lets you set your own collateral ratio, with an efficient and fully autonomous liquidation mechanism that lets you get the most liquidity for your coins.

USDL

USDL is a native stablecoin that aims to always be worth one US dollar. Many stablecoins today are fiat-backed. But USDL is different. It doesn’t rely on dollars in a bank account. Instead, USDL is minted when users deposit ETH as collateral that has been locked into individual smart contracts called Vaults.

LOAN

LOAN is the secondary token issued by the protocol. It's an important yield bearing token that captures the fee revenue generated by the system and incentivizes early adopters. You earn LOAN by providing USDL to the Stability Pool in exchange for rewards. You can also stake your LOAN tokens to earn the revenue paid for borrowing or redeeming USDL.

Key Benefits

Interest-free borrowing

Low collateral ratio (110%)

Immutable

Non-custodial

No admin keys

Governance-free

Fully-backed monetary policy

Censorship resistance

Hard price floor

Growth incentives

Why Use Liquid Loans?

Thousands of people across the world already use Liquid Loans as a way to:

BORROW

Lock up your existing ETH and mint your USDL loan

REDEEM

Unlock 1 USD worth of ETH for 1 USDL in the future, if you choose

STAKE

Stake LOAN to earn USDL and ETH from the borrowing fee revenue

EARN

Provide USDL to the stability pool for LOAN and ETH rewards

How It Works

Here’s a breakdown of how the ecosystem works:

The LL Community

“At 0% interest, the team has truly built this to benefit the community and I for one am very grateful. It’s like a dream!”

- LV

“I'm incredibly excited that this protocol exists. I think it's one of the final cogs needed for a truly sovereign financial portfolio!”

- ES

“I am super bullish. I have been a risk taker all my career and staking the LOAN token is one of my retirement investments.”

- KB

“A brilliant and responsible way to use an asset that you no longer have to worry about selling. So many ways to diversify your investment and be community driven at the same time.”

- GL

“Proud Pops. Gave my daughter a wallet with 500 million LOAN tokens for graduation.”